Updated · CDR plan data

Electricity Plans in Ruby Creek 4380

What’s the cheapest electricity plan in Ruby Creek?

See business plans in Ruby Creek 4380

The cheapest single-rate plan in Ruby Creek 4380 is Standing Offer from Energy Locals Urban at $1,795/yr, and the cheapest time-of-use plan is Tariff 12E from Ergon Energy at $1,473/yr, as of 6 November 2026. 943 residential plans are compared below.

Best priced plans on average

As of 6 November 2026. 943 residential plans compared. Bill Hero takes no commission from any retailer, so this ranking can’t be bought. Methodology

Single rate

35% below the DMO
Energy Locals Urban
Standing Offer
$1,795/yr

This is a generic annual assessment only, and assumes:

Time of use

Ergon Energy
Tariff 12E
$1,473/yr

This is a generic annual assessment only, and assumes:

Usage split assumed: Assumes ~30% peak, ~50% shoulder and ~20% off-peak usage.

Your actual time-of-use bill depends on when you use power.

That is the generic ‘best-priced’ plan answer. The actual best-priced plan for you may well be different.

But you’re not average, are you?

There are 1,690 electricity plans available in Ruby Creek, New South Wales, and only one of them is the best-priced for you.

The generic 'best plan' assumes a reference consumption level, a generic load curve extrapolated annually, excludes incentives and welcome credits, and excludes solar, battery and EV from the ranking. Your bill has the real information - upload it here and I'll run a personalised comparison based on your unique combination of actual usage, tariff type and location. It takes about a minute to find out what's really the best plan for you.
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Review all electricity plans in Ruby Creek

Compare 1690 electricity plans available in Ruby Creek, New South Wales — 943 residential (ranked above) and 747 business. Distribution network: Essential Energy and Ergon Energy. Plans requiring solar panels, batteries, or EV chargers are excluded from this generic comparison.

Network
Essential Energy / Ergon Energy
Total Plans
1690
Residential
943
Business
745
Annual Range
$1,196 – $2,651
@ 4,000 kWh/yr
Updated
6 Nov 2026

Price history

How have electricity prices changed in Ruby Creek?

At 4,745 kWh a year, the cheapest plan in Ruby Creek costs $2,062/yr today, down from a peak of $2,217/yr in Sept 25. The market average is $2,483/yr.

Best planAverageDearest plan
Best plan vs market average today$422/yr difference
Now (Nov 26)
$2,062
cheapest plan today
825-mo average
$1,932
of the cheapest plan
Lowest
$1,052
June 23
Peak
$2,217
Sept 25 · +14.8% vs avg

Prices shown are quarterly estimates based on 13 kWh/day usage under Single Rate tariffs. Includes all available discounts and GST. Excludes once-off fees and charges. Data from grouply.co CDR pipeline.

Bill breakdown

Where does an electricity bill in Ruby Creek go?

The DMO reference price assuming consumption of 4,600 kWh per year is $2,741 per year. 41%, or $1,135 of that, is the Essential Energydistribution network charge, which pays for the ‘poles and wires’ and other physical infrastructure that delivers power to your home. This charge remains the same no matter which retailer you buy your energy through.

$2,741/yr DMO reference bill · Essential Energy · 4,600 kWh
41%
36%
17%
Network (poles & wires)
$1,135 · 41%
Essential Energy distribution charge. The same whichever retailer you choose.
Wholesale energy
$975 · 36%
The cost of generating electricity at power plants.
Environmental certificates
$172 · 6%
Renewable energy targets and efficiency schemes.
Retailer costs and margin
$459 · 17%
Operating costs, marketing, and profit.

The Essential Energy residential single-rate distribution tariff (BLNN2AU) is 137.76c a day plus 13.75c/kWh. The cheapest plan listed on this page charges 26.00c/kWh, so 12.25c/kWh of that rate covers energy and retail.

Distribution charges are the published residential single-rate tariff from the Australian Energy Regulator’s network tariff schedules. Customers on a time-of-use or demand distribution tariff pay a different network amount.

Offers vs the reference price

How many electricity offers in Ruby Creek beat the reference price?

99% of the 858 market offers available in Ruby Creek (850 of 858) are at or below the DMO of $2,741/yr at 4,600 kWh a year.

Default Offer prices tend to get the most media coverage, because they are the most simple and visible part of the retailer energy pricing confusopoly. However, most energy consumers are on Market Offers, which start off cheaper than Default Offers — you want a plan that’s right over to the left side of this chart. Inevitably, over time, if you don’t monitor your bills and don’t switch to stay on a competitively priced plan, your plan will drift toward the right, and could wind up costing even more than the ‘safety net’ Default Offer price.

99%at or below the DMO
1%cost more than the DMO

Number of plans by annual cost, $100 bands, at 4,600 kWh/yr.

Reference price: Default Market Offer 2025-26 (DMO 7) (Australian Energy Regulator). Each offer is compared at the reference consumption its own network uses, so both sides of the comparison describe the same household.

By household size

Average electricity bill in Ruby Creek by household size

In Ruby Creek 4380, estimated annual costs by household size are 1 person (3,000 kWh a year): $1,009/yr cheapest, $1,684/yr average; 2 people (4,000 kWh a year): $1,196/yr cheapest, $1,973/yr average; 3 people (5,000 kWh a year): $1,382/yr cheapest, $2,263/yr average; 4 or more people (8,000 kWh a year): $1,943/yr cheapest, $3,132/yr average.

1 person
3,000 kWh a year
Cheapest
$1,009
Ergon Energy · Tariff 14C and Tariff 31
Average of all offers
$1,684
2 people
4,000 kWh a year
Cheapest
$1,196
Ergon Energy · Tariff 14C and Tariff 31
Average of all offers
$1,973
3 people
5,000 kWh a year
Cheapest
$1,382
Ergon Energy · Tariff 14C and Tariff 31
Average of all offers
$2,263
4 or more people
8,000 kWh a year
Cheapest
$1,943
Ergon Energy · Tariff 14C and Tariff 31
Average of all offers
$3,132

Usage bands are indicative household sizes, not a measurement of any particular home. Costs are the plans’ own published annual estimates at each usage.

You’re not average, are you?

These prices are based on average consumption benchmarks.

Your actual consumption will be higher or lower than that, which influences what the best-priced plan for you is. The only way to find out for real is to do a proper bill analysis based on your actual consumption.

Upload your bill now for a quick and free one-time assessment, or subscribe, and Bill Hero will automatically analyse and compare every bill for you for a full year and help you switch whenever you can save.

All plans

Compare every electricity plan in RUBY CREEK

Usage
Tariff
Rank by

Annual cost at 4,000 kWh/yr with the default load curve. Cheapest first. Showing 8 of 943 plans.

Ergon EnergyTariff 12ETime of useSwitch142.486.0$1,349
Ergon EnergyTariff 12E and Tariff 31Time of useSwitch142.486.0$1,349
Ergon EnergyTariff 12E and Tariff 33Time of useSwitch142.486.0$1,349
Ergon EnergyTariff 12E with Tariff 31 and Tariff 33Time of useSwitch142.486.0$1,349
Origin EnergyOrigin BasicTime of useSwitch142.48—$1,349
Origin EnergyOrigin BasicTime of useSwitch142.48—$1,349
Origin EnergyOrigin BasicTime of useSwitch142.48—$1,349
Origin EnergyOrigin BasicTime of useSwitch142.48—$1,349
#1 · Ergon Energy
Tariff 12E
$1,349
Time of use142.48c/day · FiT 6.0
#2 · Ergon Energy
Tariff 12E and Tariff 31
$1,349
Time of use142.48c/day · FiT 6.0
#3 · Ergon Energy
Tariff 12E and Tariff 33
$1,349
Time of use142.48c/day · FiT 6.0
#4 · Ergon Energy
Tariff 12E with Tariff 31 and Tariff 33
$1,349
Time of use142.48c/day · FiT 6.0
#5 · Origin Energy
Origin Basic
$1,349
Time of use142.48c/day · FiT —
#6 · Origin Energy
Origin Basic
$1,349
Time of use142.48c/day · FiT —
#7 · Origin Energy
Origin Basic
$1,349
Time of use142.48c/day · FiT —
#8 · Origin Energy
Origin Basic
$1,349
Time of use142.48c/day · FiT —

FAQ

Frequently asked questions

What is the cheapest electricity plan in Ruby Creek 4380?
Standing Offer from Energy Locals Urban at 26.0c/kWh, estimated $1,639/year at 4,000 kWh, 35% below the DMO. Compare all 1690 plans above.
Which electricity distributor serves Ruby Creek 4380?
Ruby Creek 4380 is served by Essential Energy. Essential Energy owns and maintains the electricity poles and wires — your retailer is separate and can be changed without affecting supply.
How do I switch electricity retailers in Ruby Creek?
Choose a plan on this page and click Switch. Bill Hero manages the switch for you — there's no interruption to supply, and most switches complete within 2 business days.
How many electricity plans are available in Ruby Creek 4380?
There are currently 1690 electricity plans available in Ruby Creek 4380, New South Wales on the Essential Energy distribution network. Plans include both flat rate and time-of-use options from multiple retailers.
How often are electricity prices updated?
Bill Hero updates plan data daily from the Consumer Data Right (CDR) energy API. Prices reflect the latest published rates from each retailer.
How many electricity offers in Ruby Creek are cheaper than the regulated reference price?
99% of the 858 market offers available in Ruby Creek (850 of 858) are at or below the DMO of $2,741/yr at 4,600 kWh a year.
How much of an electricity bill in Ruby Creek is network charges?
Of the DMO reference bill of $2,741/yr at 4,600 kWh in Ruby Creek, $1,135/yr is the Essential Energy distribution charge (poles and wires) and $1,606/yr is energy and retail. Network charges are 41% of the reference bill and are the same whichever retailer you buy from.
What is the average electricity bill in Ruby Creek by household size?
In Ruby Creek 4380, estimated annual costs by household size are 1 person (3,000 kWh a year): $1,009/yr cheapest, $1,684/yr average; 2 people (4,000 kWh a year): $1,196/yr cheapest, $1,973/yr average; 3 people (5,000 kWh a year): $1,382/yr cheapest, $2,263/yr average; 4 or more people (8,000 kWh a year): $1,943/yr cheapest, $3,132/yr average.
How have electricity prices changed in Ruby Creek?
At 4,745 kWh a year, the cheapest plan in Ruby Creek costs $2,062/yr today, down from a peak of $2,217/yr in Sept 25. The market average is $2,483/yr.

Methodology and data

Plan rates and annual cost estimates are read from the Consumer Data Right (CDR) energy plan register, which every retailer is required to publish, and refreshed daily. This page lists 954 residential electricity offers serving Ruby Creek 4380; last refreshed 6 November 2026.

Reference prices are the published regulated benchmarks for each distribution network, set by Australian Energy Regulator. Each offer is compared with its own network’s reference price at that network’s reference consumption. Networks with no published reference price carry no percentage comparison on this page rather than a substituted figure.

Bill Hero takes no commission, no referral fee and no placement payment from any retailer. Plans are ranked only by estimated annual cost, so the ordering on this page cannot be bought.

Source: Consumer Data Right (CDR) Energy Plan Data · Full methodology

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